How would obamacare affect our family?

We are a middle class family, smack dab in the middle... Hubby's job provides health insurance, but for a family of 3, which we are, it would cost $200 a week for coverage, with high deductible, so! Since hubby is in exceptional health and hasnt had any medical problems (knock on wood!) he continues without health insurance; I remain on my parents plan as I'm 25 (aka under 26yrs old), and we pay for child health plus for my daughter, for a small fee a month, which depends on our income We simply couldn't afford to pay $800 a month for family coverage, so doing it this way saves us, like $600+! So since we don't make enough to pay for hubbys $800 family plan through work, is obamacare basically going to force hubby to get health insurance through his work, even though it's complete garbage? Or will his employer have more affordable family plan that we could afford? Just trying to understand it all better! Thanks in advance! :-)

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Hey guys and gals, My wife was in a car accident on 10/8 driving our truck with liability only insurance (IE: not full coverage because the truck is only worth ~$3000 and it's paid for). She was turning right and had slowed down to turn (with her turn signal on) when a speeding truck slammed into the van behind her, ramming the van in to our truck. The police filed a report, in which the driver of the speeding truck (an 18 year old kid, that had just left his house less than 1/4 mile away) was determined to be at fault. It is worth note that this happened in front of two different auto body shops, and within sight of the house the at fault driver had just left. Their insurance company, state farm, finally contacted us on 11/8 after not returning our phone calls for nearly two weeks saying they had determined he was in fact at fault and would send an adjuster the following Monday. He came, inspected the truck, determined it was repairable, then said we would hear from their office later that day. When they called they told us the damage was more than 75% of the vehicles worth so it was considered total and they would send the required paperwork to my email address to begin payment. Within 3 hours, the claim agent we had talked to the previous Friday said an owner of one of the auto shops had came forward (all of a sudden, no mention of a witness before) and that he had a notarized statement saying the van struck our vehicle before the truck struck the van. The insurance company now will not pay us for the damages. We tried to call the witness and get a copy of his report because State Farm would not give us the copy. Then we called the other auto body shop and both the owner and one of his employees both seen the accident and say that the truck was at fault, and the owner overheard the driver say specifically that it was his fault. When we bring this to the agents attention, she claims this is not evidence because they know the at fault driver. We found out that the first witness also knows the driver, but can't prove it. Ours is a small town, you don't have neighbors that you don't know or speak to. It seems we are at an impasse, and I have been without a truck for nearly 6 weeks. What should I do in this instance? Get an attorney? Our insurance agency is adamant about not intervening since we did not have full coverage insurance. It may be worth noting that my wife has had back and neck pain since the accident and went to the hospital the day of the accident, the family doctor twice since, and has an appointment with a chiropractor next week (all of which our insurance has paid for.)

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https://www.linkedin.com/pulse/where-can-i-find-car-insurance-prices-anthony-pierce/